Home / Mobile Operators / Celcom / Smartphone Installment plan for Xpax, no credit card required

Smartphone Installment plan for Xpax, no credit card required

Celcom Axiata Berhad has recently announced EasyPhone for Prepaid, allowing Xpax customers to own a smartphone through a 24-month instalment plan, from as low as RM74 per month, no credit card or upfront payment required.

Celcom Xpax EasyPhone prepaid

Second from left, Zalman Aefendy Zainal Abidin, Chief Marketing Officer, Celcom Axiata Berhad, Teoh Choon Keat, Department Head of General Easy Payment, AEON Credit (M) Berhad, and Harcharan Singh, Device Business Manager, Celcom Axiata Berhad

In partnership with AEON Credit Service (M) Berhad, EasyPhone for Prepaid offers a choice of over 30 trending models of the Samsung, Huawei, Oppo, Xiaomi and the iPhone 6 & iPhone 7 series. These customers will also enjoy a monthly RM30 airtime that is included as part of their total monthly instalment, for 24 months.

How to apply EasyPhone for Prepaid:

  1. Register online via the Xpax website
  2. Receive an approval confirmation via email within 3 business days
  3. Visit the nearest BlueCube Store to collect your smartphone

The minimum requirement to apply are: Malaysian Citizen with proof of income, 18 years and above

Below are the interest rate:

Financing Amount New Customers AEON-XPRESS Cardmember AEON Credit Cardmember
<=RM2,999 1.50% 1.35% 1.25%
RM3,000 – RM9,999 1.10% 1.05% 1.05%
RM10,000 – RM30,000 0.85% 0.85% 0.85%


Monthly repayment must be made through Auto-debit from any of the following bank. Celcom said the auto-debit form must be mandatorily sign at point of purchase.

  • Malayan Banking Berhad
  • AmBank (M) Berhad
  • CIMB Bank Berhad
  • Bank Muamalat Malaysia Berhad
  • Standard Chartered Bank Berhad
  • Alliance Bank Berhad
  • Public Bank Berhad
  • RHB Bank Berhad
  • Bank Simpanan Nasional

Zalman Aefendy Zainal Abidin, Chief Marketing Officer of Celcom Axiata Berhad said “Nothing beats EasyPhone™ for Prepaid. It is the perfect option and beyond compare for tech-savvy consumers who want to own smartphones without being burdened with high costs of owning the latest devices.

“Our Xpax consumers do not have to look elsewhere for their dream smartphones as they can easily own one through our simplified registration process. They can apply through the Online Application Portal or walk into the nearest Blue Cube to register,’’ he said, adding that consumers can enjoy the best digital experiences powered by Celcom’s Lightning Fast LTE network.

More information on the Xpax website.

About Kugan

Kugan is the founder of MalaysianWireless. He has been observing the mobile industry since 2003. Connect with him on Twitter: @scamboy
  • Trevor

    Looks like we can easily get the latest smartphone models with this Easyphone plan without breaking a large hole in our wallet. Just wondering should I get S8+ or P10+, not really a fan of apple products so no Iphone for me.

    • TheOneJack

      I think both of them are quite equal in terms of spec but for the pricing S8+ is more expensive by almost 1k so I think P10+ should be the better choice. S8+ does have a better design tho in my opinion so you might consider that if you are more into the looks.

      • Aina

        I guess that one you are calculate as a total. Because i think as the interface and all its quite different. So choose wisely and just submit your documents and hope you can get it. I guess alot of people are applying for it also.

        • Trevor

          Yeah I have prepared all my documents namely the bank and EPF statements and submitted them online. It was said that you would get a reply from them within 3 working days so I am looking forward to it.

  • baby MA

    this installment plan not bad,most interest part the the protection plan, like buying insurance for the device, covered rope/broken/lost. fantasy plan…..

    • Elvis Lee

      if for free then okey la..need to pay 1..sienz

      • nitrogen921

        Even postpaid also need to pay. No different bro. Insurance where got come free one. Someone sure is paying for it.

      • TheOneJack

        Just like nitrogen921 said, insurance doesn’t come for free right? Including for phones. But by paying just RM23 per month, you can ensure that you are able to claim a new phone in the incidence of theft, robbery or accidental damage. Better be safe than sorry, no?

    • Trevor

      The device protection plan is optional to get but in my opinion everyone should apply for it tho as we all know it is quite dangerous out there nowadays.